Allied Adjustment & Collection: Stop Harassing Debt Collection Calls

If you’ve been getting repeated or aggressive calls from Allied Adjustment & Collection, you’re not alone. Many consumers have reported constant phone calls, threatening language, and pressure tactics from this debt collection agency. While debt collectors are legally allowed to contact you about unpaid bills, they must do so in compliance with federal consumer protection laws — primarily the Fair Debt Collection Practices Act (FDCPA) and the Telephone Consumer Protection Act (TCPA).

Knowing your rights under these laws can help you take control of the situation, stop the harassment, and hold the company accountable for any violations.

Who Is Allied Adjustment & Collection?

Allied Adjustment & Collection is a third-party debt collection company that works with various creditors, medical offices, financial institutions, and service providers to collect overdue accounts. Their representatives often contact consumers through phone calls, letters, and emails demanding payment.

While many debt collectors claim to follow the law, complaints have surfaced from consumers alleging that Allied Adjustment & Collection uses intimidation or harassment to pressure them into paying. These actions — if true — may violate the FDCPA, which strictly prohibits abusive, deceptive, or unfair collection practices.

If you’ve been contacted by Allied Adjustment & Collection, it’s essential to know that you have rights and options.

Understanding Debt Collection Harassment

The FDCPA clearly defines what counts as harassment in the context of debt collection. Allied Adjustment & Collection could be violating your rights if they:

• Call you repeatedly throughout the day or late at night.

• Use threats, abusive language, or insults.

• Contact your family, neighbors, or employer about your debt.

• Misrepresent how much you owe or claim you’ll be arrested for nonpayment.

• Continue to contact you after you’ve asked them in writing to stop.

These behaviors are not only unethical but illegal. If you’ve experienced any of these from Allied Adjustment & Collection, you may have grounds for a legal claim.

What You Should Do When They Call

When you receive a call from Allied Adjustment & Collection, the most important thing is to stay calm and gather information. Ask the agent to verify their identity, the name of the original creditor, and the total amount they claim you owe. Then, request a Debt Validation Letter.

This letter must contain details proving that the debt belongs to you and that the company is legally authorized to collect it. Do not make any payments or share personal information until you receive this written proof.

If the company continues to contact you excessively or ignores your request for validation, you can send a Cease and Desist letter. Once they receive this notice, they are legally required to stop contacting you except to confirm that they will cease communication or inform you of a specific legal action.

How a Consumer Protection Lawyer Can Help

If Allied Adjustment & Collection continues to harass you despite your efforts to resolve the matter, it’s time to seek legal help. A consumer protection attorney can review your situation and determine whether your FDCPA or TCPA rights have been violated.

If the agency has:

• Called you after a cease and desist request,

• Used robocalls without consent, or

• Threatened you with false legal claims,

you may be entitled to statutory damages up to $1,000 for each violation — and possibly more for emotional distress.

Law firms such as Consumer Law Firm Center specialize in helping consumers stop debt collector harassment. They can take immediate action to stop the calls and help you recover compensation for any stress or damage caused by illegal practices.

Protecting Yourself from Future Harassment

Dealing with debt can be difficult, but you should never be treated unfairly. Keep detailed records of every interaction with Allied Adjustment & Collection, including call logs, emails, and letters. These documents can be crucial evidence if the situation escalates.

It’s also helpful to check your credit report regularly for any inaccurate debt listings. If Allied Adjustment & Collection reports false information, you have the right to dispute it under the Fair Credit Reporting Act (FCRA).

Final Thoughts

If Allied Adjustment & Collection is harassing you with repeated phone calls, threats, or false claims, you do not have to tolerate it. The law is firmly on your side. By understanding your rights under the FD